|
LOANS: |
|
Loan
Type |
Maximum
Term |
Rates* |
| Consumer
Loans
are available for items such
as Autos (New and Used), Boats, Recreational Vehicles, Motorcycles, Snowmobiles
and ATV's. When you're a member of Pine
Tree Community Credit Union, there are no
loan fees, which is a real savings value! |
| Share
Secured Loans |
72
Months |
5.00%-
5.25% A.P.R. |
New
Auto's and Trucks
Model Years 2008 - 2002*
$30,000 or more
$15,000 or more
$5,000 or more
First Time Auto buyer
|
84
Months
72 Months
66 Months
60 Months
|
5.99%
A.P.R.
5.74% A.P.R.
5.74% A.P.R.
13.75% A.P.R. |
|
Used
Auto's and Trucks
100% High Retail Nada Value
Model Years 2001 - 1993*
$10,000 or more
$10,000 or more
$5,000 or more
First Time Auto buyer |
Up
to 72 Months
Up to 60 Months
Up to 48 Months
Up to 60 Months
|
6.99% A.P.R.
6.74%
A.P.R.
6.74% A.P.R.
13.75% A.P.R. |
New
Recreational Vehicles
Motorhomes,
Campers, RV's
2008 - 2002
$5,000 to $75,000
$5,000 to $75,000
$5,000 to $75,000 |
120 Months
72 Months
60 Months |
5.74% A.P.R.
5.74% A.P.R.
5.74% A.P.R.
|
Used Recreational Vehicles
Motorhomes, Campers, RV's
2001 - 1993
$5,000 to $75,000
$5,000 to $75,000
$5,000 to $75,000 |
72 Months
60 Months
48 Months |
6.74% A.P.R.
6.74% A.P.R.
6.74% A.P.R. |
|
New
Off-Road Vehicles
ORV & Motorocyles Model Yrs 2008-2002
$5,000 to $75,000
$5,000 to $75,000
$5,000 to $75,000
|
72 Months
60 Months
48 Months |
5.74%* A.P.R.
5.74%*
A.P.R.
5.74%* A.P.R.
|
Used Off-Road Vehicles
ORV & Motorcycles Model Yrs 2001-1993
$5,000 to $75,000
$5,000 to $75,000
$5,000 to $75,000 |
60 Months
48 Months
36 Months |
6.74%* A.P.R.
6.74%* A.P.R.
6.74%* A.P.R. |
| These are our lowest rates. Your individual rate will be determined by your credit history. |
| Personal
Loan |
60
Months* |
9.5%*
A.P.R. |
| Overdraft
Protection |
Revolving |
9.90%*
A.P.R. |
Home
Equity - Fixed Rate
7,500 to 275,000
7,500 to 275,000
7,500 to 275,000 |
6 Yrs. or Less
10 Yrs. or Less
20 Yrs. or Less
|
5.25%
A.P.R.
5.99% A.P.R.
6.24% A.P.R. |
Home Equity Line of Credit
7,500 - 275,000 |
240 Months
30 Yrs. - Due in 20
|
5.5% Variable Rate
6.49% A.P.R. |
|
*Rate may be based on credit
history
**Minimum payment is determined by amount
of credit line with minimum payment not
less than $35.00
***Applies to loans over $25,000 on 2003
& newer RV's.
Loan Rates are subject to change without
notice. |
|
|
| |
Rate |
APYE*** |
Regular
Shares*
$25.00 and
Over
|
1.50% |
1.51% |
Holiday Christmas Club
|
1.50% |
1.51% |
IRA
Shares
Traditional or Roth CD's
Reg. Share
IRA
(Min. $25.00)
1 Year IRA CD
(Min. $500.00) |
2.00%
4.12%
|
2.02%
4.12%
|
| |
Interest Paid at Maturity |
High Yield Share Account
Account balances of $0 < $2,499
Account balances of $2,500 < $9,999
Account balances of $10,000 < $19,999
Account balances of $20,000 < $49,999
Account balances of $50,000 < $74,999
Account balances of > $75,000 |
--
2.25%
2.45%
2.45%
2.60%
2.60%
|
--
2.27%
2.48%
2.48%
2.63%
2.63%
|
|
Time
Certificates **
(Min.
$500.00)
3 Month
6 Month
1 Year
18 Month
2 Year
Certificate
of Deposit Rates
Effective 05-01-08 |
2.48%
2.87%
2.92%
3.12%
3.12% |
2.50%
2.90%
2.95%
3.15%
3.15% |
***
APYE
= Annual Percentage Yield Estimate
**
Dividends
are paid on these quarterly.
*Rates
were declared for Quarter ending December 31, 2007
|
