| Pine Tree Community Credit Union |
| Loan Rates |
| 12/20/2011 |
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Secured Loans 2007-2012
Autos and Trucks
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Rate range from: |
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Low to High End
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1 to 36 Months
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2.69% to 13.60%
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37 to 48 Months
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2.69% to 13.75%
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49 to 60 Months
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2.69% to 13.99%
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*61 to 72 Months
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4.99% to 14.24%
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**73 to 84 Months
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5.74% to 14.49%
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*To exceed 60 months, value of
collateral needs to exceed $15,000
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**To exceed 72 months, value of
collateral needs to exceed $20,000
.25% rate discount if you sign up for Auto-Pay from a PTCCU checking or savings account
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Secured Loans 1996-2006
Autos and Trucks
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1 to 36 Months
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2.69% to 13.60%
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37 to 48 Months
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2.69% to 13.75%
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49 to 60 Months
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4.74% to 13.99%
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*61 to 72 Months
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5.74% to 14.24%
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*To exceed 60 Months, value of collateral needs to exceed $20,000
.25% rate discount if you sign up for Auto-Pay from a PTCCU checking or savings account
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Signature Loans
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Top
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$500 to $15,000.00
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1 to 12 months
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10.00% to 18.00%
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13 to 24 months
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10.24% to 18.00%
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25 to 36 months
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10.49% to 18.00%
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37 to 60 months
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10.74% to 18.00%
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61 to 72 months
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11.24% to 18.00%
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Lines of Credit & Overdraft
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$500 to $15,000.00
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10.00% to 17.90%
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VISA Credit Card*
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9.90% to 17.90%
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*3.99% Introductory Rate for the first 6 billing cycles
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*No annual fee charged
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Savings Secured Loans
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Top
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Certificate rate plus 2.00%
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Share Secured rate plus 2.00%
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<<
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Real Estate (80% LTV)
RESIDENTIAL REAL ESTATE -
CONTACT PTCCU FOR CURRENT RATES (208)983-1558
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Up to 60 Months
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61 to 120 Months
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WE ARE
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121 to 240 Months
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NOT LENDING
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241 to 360 Months *
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ON REAL ESTATE
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* 20 year balloon payment
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AT THIS TIME
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.25 reductions for AutoPay plan
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Land & Lot (80% LTV)
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please call for more information
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WE ARE NOT LENDING AT THIS TIME |
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Real Estate (80% LTV)
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Top
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Home Equity Line of Credit*
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WE ARE NOT LENDING
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* Annual Fee $50.00
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ON REAL ESTATE AT THIS TIME
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Prime rate 3.25%
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RV's 2007-2012
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Top
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Motorhomes, Trailers, Campers
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Motorcycles, ATV's, Boats
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1 to 36 months
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3.99% to 13.49%
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37 to 60 months
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3.99% to 13.99%
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61 to 120 months
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6.74% to 14.99%
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121 months to 180 months*
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6.99% to 15.24%
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*To exceed 60 months, value of
collateral needs to exceed $20,000
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**To exceed 120 months, value of
collateral needs to exceed $35,000
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RV's 1996-2006
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Top
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Motorhomes, Trailers, Campers
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Motorcycles, ATV's, Boats
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1 to 36 Months
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6.99% to 14.49%
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37 to 72 Months*
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7.19% to 12.74%
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*To exceed 60 months, value of
collateral needs to exceed $20,000
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Mobile Homes 2007-2012
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Top
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1 to 36 months
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5.99% to 13.24%
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37 to 72 months
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6.49% to 13.99%
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73 to 120 months
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7.49% to 14.99%
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121 to 144 months*
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7.99% to 15.24%
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* To exceed 120 months, value of
collateral needs to exceed $20,000
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Mobile Homes 1996-2006
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Top
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1-60 months
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7.44% to 14.99%
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61-72 months
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8.44% to 15.99%
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73-84 months
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9.44% to 16.99%
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*To excced 60 months value of
collateral needs to exceed $20,000
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Equipment loans 2007-2012*
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Top
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1-36 months
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6.99% to 14.99%
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37-60 months
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7.24% to 15.24%
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60-84 months
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7.49% to 15.49%
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*To exceed 60 months value of
collateral needs to exceed $20,000
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*$50,000.00 Maximum Loan
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Equipment loans 1996-2006*
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1-36 months
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7.99% to 15.99%
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37-60 months
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8.24% to 16.24%
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61-72 months
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8.49% to 16.49%
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*To exceed 60 months value of
collateral needs to exceed $20,000
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* $50,000.00 Maximum Loan
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Top
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