| Pine Tree Community Credit Union |
| Loan Rates |
| 6/1/2008 |
| | |
Secured Loans 2006-2008 Autos and Trucks | |
| Rate range from: |
| Low to High End |
1 to 36 Months | 5.94% to 13.60% |
37 to 48 Months | 5.99% to 13.75% |
49 to 60 Months | 6.19% to 13.99% |
*61 to 72 Months | 6.74% to 14.24% |
**73 to 84 Months | 7.49% to 14.49% |
*To exceed 60 months, value of
collateral needs to exceed $15,000 |
**To exceed 72 months, value of
collateral needs to exceed $20,000 |
| |
Secured Loans 1993-2005 Autos and Trucks | |
1 to 36 Months | 6.60% to 14.35% |
37 to 48 Months | 6.74% to 14.50% |
49 to 60 Months | 6.84% to 14.74% |
*61 to 72 Months | 7.99% to 14.99% |
*To exceed 60 Months, value of collateral needs to exceed $20,000 |
| |
Signature Loans | Top |
$500 to $15,000.00 | |
1 to 12 months | 10.00% to 18.00% |
13 to 24 months | 10.24% to 18.00% |
25 to 36 months | 10.49% to 18.00% |
37 to 60 months | 10.74% to 18.00% |
61 to 72 months | 11.24% to 18.00% |
| |
Lines of Credit & Overdraft | |
$500 to $15,000.00 | 10.00% to 17.90% |
| |
VISA Credit Card* | 9.90% to 17.90% |
*3.99% Introductory Rate for the first 3 billing cycles |
*No annual fee charged | |
| |
Savings Secured Loans | Top |
Certificate rate plus 3.00% | |
Share Secured | 5.00% (high and low) |
| |
Real Estate (80% LTV) | |
Up to 60 Months | 7.09% to 10.99% |
61 to 120 Months | 7.49% to 11.49% |
121 to 240 Months | 7.99% to 11.74% |
241 to 360 Months * | 8.24% to 12.00% |
* 20 year balloon payment | |
* $400.00 Loan Fee | |
| |
Real Estate (80% LTV) | Top |
Home Equity Line of Credit* | Prime + 2% - Prime + 4.25% |
* Annual Fee $50.00 | |
Prime rate 5.0% | |
| |
RV's 2006-2008 | Top |
Motorhomes, Trailers, Campers |
Motorcycles, ATV's, Boats | |
1 to 36 months | 5.99% to 13.49% |
37 to 72 months | 6.49% to 13.99% |
73 to 120 months | 7.49% to 14.99% |
121 months to 144 months* | 7.99% to 15.24% |
*To exceed 60 months, value of
collateral needs to exceed $20,000 |
**To exceed 120 months, value of
collateral needs to exceed $35,000 |
| |
RV's 2005-1993 | Top |
Motorhomes, Trailers, Campers |
Motorcycles, ATV's, Boats | |
1 to 36 Months | 6.99% to 14.49% |
37 to 72 Months* | 7.19% to 12.74% |
*To exceed 60 months, value of
collateral needs to exceed $20,000 |
| | |
Mobile Homes 2006-2008 | Top |
1 to 36 months | 5.99% to 13.24% |
37 to 72 months | 6.49% to 13.99% |
73 to 120 months | 7.49% to 14.99% |
121 to 144 months* | 7.99% to 15.24% |
* To exceed 120 months, value of
collateral needs to exceed $20,000 |
| |
Mobile Homes 1993-2005 | Top |
1-60 months | 7.44% to 14.99% |
61-72 months | 8.44% to 15.99% |
73-84 months | 9.44% to 16.99% |
*To excced 60 months value of
collateral needs to exceed $20,000 |
|
Equipment loans 2006-2008* | Top |
1-36 months | 6.99% to 14.99% |
37-60 months | 7.24% to 15.24% |
60-84 months | 7.49% to 15.49% |
*To exceed 60 months value of
collateral needs to exceed $20,000 |
*$50,000.00 Maximum Loan | |
| |
Equipment loans 2005-1993* | |
1-36 months | 7.99% to 15.99% |
37-60 months | 8.24% to 16.24% |
61-72 months | 8.49% to 16.49% |
*To exceed 60 months value of
collateral needs to exceed $20,000 |
* $50,000.00 Maximum Loan | Top |
