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Idaho's Pine Tree Community Credit Union Share Rates
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Regular Shares IRA Shares
Holiday Christmas Club High Yield Share Account
Pee Wee Penguin Savers Time Certificates
Share Accounts (Check and Savings)






 

Pine Tree Community Credit Union
Share Rates
Effective: 5/1/2012

Annual
Percentage
Rate

Annual
Percentage
Yield***

All listed interest rates are subject to change at any time, for any reason.  For the most accurate interest rate quote, please call us directly at 208-983-1558 during our normal business hours of 9-5.

Regular Shares

0.50% 0.50%
A minimum of $25 must stay in the account at all times

Christmas Club Shares

.50% .50%
Must have automatic monthly transfers to qualify for this rate

Pee Wee Penguin Savers

0.50% 0.50%
Anyone between the ages of 0 and 12 are eligible to join. They will receive the following items:
Coin saver, Birthday card on his/her birthday, pick a prize when depositing $5.00 or more into their account, dividends paid quarterly
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IRA Shares
Traditional or Roth CD

Reg. Share IRA (Min. $25.00) 0.50% 0.50%
1 Year IRA CD (Min $500.00) please
call
please call
Interest Paid at Maturity

High Yield Share Account

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Account balance of $0 < $2,499 -- --
Account blanaces of $2,500 < $9,999 0.55% 0.55%
Account balances of $10,000 < $19,999 0.55% 0.55%
Account balances of $20,000 < $49,999 0.55% 0.55%
Account balances of $50,000 < $74,999 0.55% 0.55%
Account balances of > $75,000 0.55% 0.55%
This is NOT a Money Market Account

Time Certificates  (Min.$500.00)
Certificate of Deposit Rates - Effective 5/1/2012

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3 Month* 0.50% 0.501%
6 Month * 0.55% 0.550%
12 Month ** 0.60% 0.601%
24 Month ** 1.00% 1.004%
60 Month ** 1.80% 1.812%
*A penalty of 60 days will be assessed if an early withdrawal occurs
**A penalty of 180 days will be assessed if an early withdrawal occurs
PLEASE ASK FOR DETAILS

Share Draft Accounts (Checking)

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$100 to open - no minimum balance after that
No Service Charges*
Unlimited Check Writing
Online Bill Pay Services
Debit Cards available upon approval

This is a non-interest
bearing account

*unless 1) debit card is used at an ATM that isn't in the Allpoint Network, or 2) your account goes into the negative (see fee schedule)